Flash

Mutual Funds, Stocks, Bonds, and ETFs

What is it?

Our breadth of investment choices lets you select a mix of investments designed to meet your needs, or choose an all-in-one fund solution for diversification in a single fund.

Comprehensive Investment Choice

Be confident that you will find investments to help you meet your goals and investing style, as we offer:

To make it easier to select your investments, we provide access to powerful online tools, news and research:

An All-in-One Mutual Fund Solution

Target Date Funds

Don’t have the time or the investment experience to build and manage your own retirement portfolio? Consider a target date fund.

With a target date fund you get a diversified portfolio in one easy-to-track mutual fund.

Target date funds are specifically designed for retirement investing since they are managed to a date that can correspond with your anticipated retirement date. Investing in a target date fund offers:

Target Date Funds with Banc of America Funds

If you choose to invest in a target date fund, consider a Banc of America Fund2. Our target date funds offer the following additional benefits:

Start Today™ IRA.

If you’re interested in Banc of America Funds, consider a Start Today™ IRA. It’s our easy, online process that allows you to open a Roth or Traditional IRA, fund your account from your Bank of America checking or savings account, and invest in a Banc of America Fund for as little as $100 per month. Learn more >

How to Open Your IRA

Have a Question?

Call our Retirement Help Desk.
1.800.774.4724
Mon-Fri: 8am-9pm ET
Saturday: 9am-5:30pm ET



Privacy & Security Bank of America, N.A. Member FDIC. Equal Housing Lender House © 2008 Bank of America Corporation. All rights reserved

Brokerage IRAs (non-FDIC insured) are available through Banc of America Investment Services, Inc. Bank IRAs (FDIC insured) are available through Bank of America, N.A.

¹ You pay no transaction fees on certain mutual funds because the participating fund companies reimburse Banc of America Investment Services, Inc. for assuming certain costs associated with your brokerage account. However, a standard transaction fee may be charged whenever mutual fund shares held for 90 days or less are exchanged or redeemed. While no-load funds do not assess sales charges, fund shares are subject to management fees and certain other expenses. Redemption fees may also apply.

² Banc of America Investment Services, Inc. (BAI) offers other target date mutual funds similar to the Banc of America Funds. The Banc of America Funds may or may not have the same returns, fees or net expense ratio as other mutual funds. Risks vary by fund family and fund manager. BAI Self-Directed Investing does not offer advice or make particular investment recommendations. For more information on all mutual funds available through BAI Self-Directed Investing, please visit www.baisidirect.com.

The Banc of America Funds are not transferable to an account outside of Banc of America Investment Services, Inc. If you close your account with Banc of America Investment Services, Inc., you will be required to sell all shares of any Banc of America Funds you own.

* While Class Z shares of the Banc of America Funds are no-load and therefore do not assess sales charges, fund shares are subject to management fees and certain other expenses.

** Available for Roth and Traditional IRAs only. The $100 minimum investment is not available for a Rollover IRA.

Banc of America Funds ("the Funds") are distributed by Columbia Management Distributors, Inc. (CMDI), member FINRA and SIPC. Columbia Management Advisors, LLC (CMA), an SEC-registered investment adviser, or one of its affiliates is the investment adviser to the Funds. CMDI and CMA are part of Columbia Management, the investment management division of Bank of America Corporation and are affiliates of Banc of America Investment Services, Inc., which sells the Funds and other mutual funds. These entities and certain of their affiliates receive compensation for the investment advisory, distribution, administration, shareholder servicing, transfer agency and brokerage services they provide to the Funds and the underlying Columbia funds and may be compensated in connection with the sale of the Funds.

Investment in affiliated funds - The Adviser has the authority to select Underlying Funds (as defined in the Prospectus of the Funds).- The Adviser or one of its affiliates is the investment adviser to each of the Underlying Funds. The Adviser may be subject to a conflict of interest in selecting Underlying Funds because the fees paid to it or its affiliates are higher than the fees paid to other Underlying Funds. However, as fiduciary to each Portfolio, the Adviser has a duty to act in the best interest of the Portfolio in selecting Underlying Funds.

Investment products are provided by Banc of America Investment Services, Inc.® and:

Are Not FDIC Insured May Lose Value Are Not Bank Guaranteed Are Not Bank Issued

Banc of America Investment Services, Inc. is a registered broker-dealer, member FINRA and SIPC, and a nonbank subsidiary of Bank of America, N.A..

Investing involves risks, including the loss of principal invested.

You should carefully consider a fund's investment objectives, risks, charges and expenses before investing. This and other important information is included in the fund's prospectus, which should be read carefully before investing. Prospectuses for the Banc of America Funds can be obtained at www.bancofamericafunds.com. Prospectuses for other mutual funds can be obtained by contacting your personal investment representative or through the investor's sign-in area of bankofamerica.com/investments.

Neither Bank of America, N.A. nor any of its subsidiaries are tax or legal advisors. It is suggested that you consult your personal tax or legal advisor before making tax or legal-related investment decisions.